Do I need a down payment?
Our minimum down payment is 3% of the purchase price, but a higher amount improves mortgage qualification. No security deposit is required for our rent-to-own program.
Where can the down payment come from?
Savings, RRSP, TFSA, FHSA, or a gift from family are great options for your down payment.
Do I need to be employed?
Yes. You need to show employment to qualify. We also help self-employed people and newcomers to Canada with little or no credit.
How long is the rent-to-own program?
1 year term with the option to extend for an additional 1 year term.
Is this a loan/mortgage?
No, our program is intended to assist and help you obtain a mortgage within 1-2 years or possibly sooner.
Is the price of the home fixed?
Yes! The home price is set in our agreement, and you benefit from its future appreciation.
Can I renovate my home?
Definitely! As long as you inform us prior to any changes.
How do I get started?
Kindly complete our application form to determine your eligibility.